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Follow The Money Radio

PODCAST: Safe Money vs. Risk Money

November 19, 2025

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In today’s episode, Jerry introduces the Three Bucket Strategy, a simple framework that brings clarity to your financial life by organizing liquid assets, safe growth assets, and long-term risk growth. He explains why so many investors feel stress during market volatility and how proper bucket planning reduces fear, panic selling, and emotional decision-making. Jerry also shares his latest market insights ahead of Nvidia’s earnings release and tomorrow’s jobs report, both of which could move the markets.

Show Notes

Segment 1: Safe Money vs Risk Money (And Why It Matters)

SEGMENT BEGINS AT 02:00

We’re diving into something that sits at the heart of every good financial plan. It is the balance between safe money and risk money. In Segment One, we discuss:

  • A lack of planning can lead to excessive risk-taking
  • Our Three Bucket Strategy
  • Bucket #1: Liquid Money
  • Bucket #2: Safe Growth Money
  • Bucket #3: Risk Money
  • Strike the right balance in each bucket

Segment 2: Market Insights with Jerry Robinson

SEGMENT BEGINS AT 15:50

In Segment 2, we explore the trends in U.S. stocks, gold, the U.S. dollar, Bitcoin, and silver and key chart levels for each. Jerry discusses:

  • The pullback in U.S. stocks and why Nvidia’s earnings matter
  • Gold still locked in uptrend
  • U.S. dollar key overhead resistance level
  • Silver digesting major 2025 gains
  • Bitcoin and Ethereum under major pressure

Segment 3: The Final Word w/ Jerry Robinson

SEGMENT BEGINS AT 26:40

Jerry closes out today’s show with key takeaways and a timeless quote from famed value investor Benjamin Graham.

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