An Introduction to Peer to Peer Lending
Plus, an update for Precious Metals investors
On today’s program, Jerry Robinson welcomes his guest, Thomas Cloud, Jr., who will be discussing the cutting edge of the investment world: peer to peer lending.
Today’s guest is a familiar name if you are a regular listener to our program. He is the son of Tom Cloud, our resident Precious Metals Advisor. Thomas Cloud, Jr. is a Certified Financial Planner practitioner, a Qualified Kingdom Advisor, and member of ACA Planners. He is the author of the ebook, The Ten Biggest Mistakes Any Investor Makes. Mr. Cloud wrote a monthly financial, economic, and geopolitical article for the prestigious political website Purepolitics.com for years. He has also spoken about financial planning all over the world, including the Mediterranean Sea.
Tommy Cloud is also a well-known expert in the field of peer to peer lending, offering ground-breaking investment products to his clients in this area of investing. Peer to peer lending is the practice of lending money to unrelated individuals without going through a traditional financial institution such as a bank. This type of lending takes place online on a peer to peer lending companies’ websites, like Prosper or Lending Club. Investors loan money to “peers” in return for interest and principle paid back over a set period of time.
In today’s interview, Tommy Cloud provides the scoop on this cutting edge investing tool and why investors may want to give peer to peer lending a second look. You will learn:
- What is peer to peer lending?
- What are people doing with the money I lend them?
- How long as this investment been around?
- What is the investment return potential?
- How long is your money tied up in this investment?
- How liquid is your investment?
- How safe is this investment, and what are the risks?
Tom Cloud – Precious Metals Advisor
Free Precious Metals Investing Resources
Jay Peroni – Certified Financial Planner
When looking for reasonably priced growth stocks, I often use the PEG ratio as one of my key metrics. I like the PEG ratio more than simply using a P/E ratio (price to earnings) because the PEG ratio also takes a company’s earnings growth into account. Today, I will discuss three cheap growth stocks that I have found using a combination of the PEG ratio and short-term and long-term expected earnings growth.
BOTTOM LINE: The PEG ratio is not an end all solution, but it does help you find attractively priced growth stocks that could help your portfolio outperform the markets over the long-haul.
Disclaimer: Investing involves risk. Always do your own due diligence and consult a trusted financial professional before making any investing or financial decisions. Jay Peroni is a Certified Financial Planner and is part of our Christian Financial Advisor Network. FTMDaily is affiliated with Jay Peroni and Faith Based Investor, LLC.
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Disclaimer: Investing involves risk. Always do your own due diligence and consult a trusted financial professional before making any investing or financial decisions. Thomas Cloud, Jr. and Jay Peroni are Certified Financial Planners (CFP) and are both part of our Christian Financial Advisor Network. READ FULL DISCLAIMER.