10 Benefits of Permanent Life Insurance
Permanent life insurance is one of the only financial instruments that creates multiple user benefits with a single monetary action.
READER QUESTION: What is a 770 Account and How Does It Work?
A reader asks: “What is a 770 Account and How Does It Work?” Here’s our answer…
Term vs Cash Value Life Insurance: Which Should I Buy?
Learn the difference between these two types of life insurance policies and discover which one may be right for you.
6 Reasons To Review Your Life Insurance Policy
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If it’s been more than five years since your last life insurance checkup, you may be missing opportunities to take advantage of newer life insurance policies that are more cost-effective and competitive.
Why a Single Person Needs Life Insurance
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Single people with no children often don’t need life insurance because no one is relying on their income. But there are some reasons why you might need life insurance if you’re single.
Do I Need Life Insurance in Retirement?
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Should you go out and buy life insurance as you near retirement? The answers depend largely on your particular circumstances.
25 Financial Documents That Will Protect You and Your Family
With the recent passing of Apple’s Steve Jobs at the young age of 56, we are all reminded that life is fragile and can end much earlier than perhaps we planned. One of the most selfless things that we can do is to confront our mortality now, while we are healthy, and make the hard decisions about how you want our estate handled when we pass.
Friday Reader Q&A: Can I Get Back the Premiums I Pay for Life Insurance?
It’s Friday. And that means that its time for FTMDaily’s Reader Q&A. Each Friday, we reserve our daily column for our readers and their questions. Whether you have a question about your money, our Five Levels of Financial Freedom, the global economy, commodities, or retirement savings, we invite your questions.
Cash Value Life Insurance: A Unique College Savings Tool
Cash value life insurance can be a helpful tool in preparing for what can potentially be one of the largest expenses of your lifetime: college tuition.
How to Borrow Money From Your Cash-Value Life Insurance Policy
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One of the main benefits of borrowing from your cash value life insurance policy is that the loan proceeds are generally not subject to income tax. But there are some caveats…
Understanding Cash-Value Life Insurance: Know Your Terms (Part 2)
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Over the last few episodes of financial strategies I have been talking about why cash value life insurance should be considered when developing a persons overall retirement planning strategy. So today, I want to continue by talking about different ways of taking the money out of your cash value life insurance policy and the rules to e
The Basics of Cash Value Life Insurance
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What exactly is cash value life insurance? What are the benefits of using cash value life insurance as a savings vehicle?
The Importance of Life Insurance
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Don’t leave your heirs with legal and tax problems that could have been avoided.