Understanding Cash-Value Life Insurance: Know Your Terms (Part 2)
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Over the last few episodes of financial strategies I have been talking about why cash value life insurance should be considered when developing a persons overall retirement planning strategy. So today, I want to continue by talking about different ways of taking the money out of your cash value life insurance policy and the rules to e
This Week’s Financial Strategy – An Interview with John Bearss
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About John Bearss: John R. Bearss is a Retirement Specialist. He has been helping clients and financial professionals understand financial strategies for 24 years. To speak with John Bearss directly, email him at lifetime@donet.com or call 888-914-9909.
This Week’s Financial Strategy – Recognizing the Dangers of Debt
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As we start the new year it has been exciting to see how many people are taking advantage of the Christian Financial Advisors Network. I have talked with many people around the country who do not have a financial advisor or would like a second opinion on the advice they are currently getting.
The Importance of Creating an Emergency Fund
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An emergency fund is one of the first things that people need to do immediately to help them build a successful financial plan. And no, your credit card is not an emergency fund.
Can The Tea Party Save Washington?
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On this week’s program, will the 112th Congress be able to tame Washington’s debt and denial and can the Tea Party save Washington?
This Week’s Financial Strategy – Creating a Budget
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I love this time of year because as I talk with people they are establishing new year’s resolutions. So I want to change our format a little bit. In the past I have given many ideas on ways you can safely grow your assets and how to protect them. But I would like to start this year, developing financial strategies that will help you achieve your goals.
Estate Planning 101 – Part 5
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Today let’s focus on the effects of Probate, liquidity issues, what happens if you become incapacitated and some goals you may want to consider in developing your estate plan.
Estate Planning 101 – Part 4
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States impose their own death taxes. You should be aware of what the death tax laws are in your state and how they may affect your estate.
Estate Planning 101 – Part 3
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Today I would like to focus on another important factor that will help you develop a sound financial estate plan and that is the topic of how and what taxes affect your estate.
Estate Planning 101 – Part 2
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You should begin the estate planning process by understanding your particular circumstances, such as your age, health, and wealth.
This Week’s Financial Strategy – Estate Planning 101 – Part 1
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Last week we talked about what estate planning is and who might need it. Today, let’s talk about how to do it and where do you begin. You should begin the estate planning process by understanding your particular circumstances, such as your age, health, wealth, etc.
This Week’s Financial Strategy – Do You Qualify for this Little Known Government Benefit?
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Who is eligible for this benefit? A veteran aged 65 or older or permanently and totally disabled from a non-service connected disability that is not the result of his or her willful misconduct is entitled to a pension.
This Week’s Financial Strategy – How to Protect Your Greatest Asset
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If I were to ask you, What is your greatest asset? Most people would say their home or their 401(k) or their IRA. The truth is, during a person’s working years their greatest asset is their ability to earn an income. So today I would like to focus on the importance of disability income insurance.
The Importance of Life Insurance
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Don’t leave your heirs with legal and tax problems that could have been avoided.
Q&A with Retirement Specialist John Bearss
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The times we are living in have really escalated the need for financial planning. I believe people are less fearful of the future if they have established a financial plan for themselves and their families because being prepared is the best solution to relieving stress and fear.
The Importance of Tax Management
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This week when I met with a client that is retired, I had to explain the concept of, “If you are not financially strong, then you will not be in a position to help anybody else.” If our own government would understand this concept, maybe we would not have had to experience the financial crisis we are currently in.
How Are Ben Bernanke’s Retirement Assets Invested?
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Hi Jerry, this week I came across a very interesting article from the Associated Press written by Dan Wagner, AP Business Writer dated July 30, 2010. The title of the article is “Bernanke financial disclosure shows no-frills plan”. Here is what he reported.