The Basics of Cash Value Life Insurance
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What exactly is cash value life insurance? What are the benefits of using cash value life insurance as a savings vehicle?
The Importance of Disability Income Insurance
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Did you know that most people believe that they are adequately insured against disability because they think they have coverage through their employer or through the government. That’s probably why 80 percent of Americans don’t own private disability income insurance.
This Week’s Financial Strategy – Recognizing the Dangers of Debt
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As we start the new year it has been exciting to see how many people are taking advantage of the Christian Financial Advisors Network. I have talked with many people around the country who do not have a financial advisor or would like a second opinion on the advice they are currently getting.
The Importance of Creating an Emergency Fund
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An emergency fund is one of the first things that people need to do immediately to help them build a successful financial plan. And no, your credit card is not an emergency fund.
This Week’s Financial Strategy – Creating a Budget
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I love this time of year because as I talk with people they are establishing new year’s resolutions. So I want to change our format a little bit. In the past I have given many ideas on ways you can safely grow your assets and how to protect them. But I would like to start this year, developing financial strategies that will help you achieve your goals.
Estate Planning 101 – Part 5
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Today let’s focus on the effects of Probate, liquidity issues, what happens if you become incapacitated and some goals you may want to consider in developing your estate plan.
Estate Planning 101 – Part 4
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States impose their own death taxes. You should be aware of what the death tax laws are in your state and how they may affect your estate.
Estate Planning 101 – Part 3
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Today I would like to focus on another important factor that will help you develop a sound financial estate plan and that is the topic of how and what taxes affect your estate.
This Week’s Financial Strategy – Tips for Year-End Financial Housecleaning
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If you don’t normally review your investments at the end of each year, 2010 might be a good time to start. And if year-end investment planning is already part of your routine, you might want to pay special attention this year.
This Week’s Financial Strategy – Do You Qualify for this Little Known Government Benefit?
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Who is eligible for this benefit? A veteran aged 65 or older or permanently and totally disabled from a non-service connected disability that is not the result of his or her willful misconduct is entitled to a pension.
The Importance of Life Insurance
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Don’t leave your heirs with legal and tax problems that could have been avoided.
The Importance of Tax Management
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This week when I met with a client that is retired, I had to explain the concept of, “If you are not financially strong, then you will not be in a position to help anybody else.” If our own government would understand this concept, maybe we would not have had to experience the financial crisis we are currently in.
How Are Ben Bernanke’s Retirement Assets Invested?
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Hi Jerry, this week I came across a very interesting article from the Associated Press written by Dan Wagner, AP Business Writer dated July 30, 2010. The title of the article is “Bernanke financial disclosure shows no-frills plan”. Here is what he reported.
Should You Convert to a Roth IRA?
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The year 2010 presents a great opportunity for those folks who own a 401(k) plan or a traditional IRA. Most people who own a 401(k) have never asked their plan administrator if their plan allows them to do an in-service rollover for non hardship cases.